How to Find Financially Minded Friends and Build Your Personal Finance Community

Learning About Money Together

Building wealth and achieving financial independence can feel like a solo journey at times. While you may be focused on budgeting, saving, and investing, not everyone around you might share the same priorities. Surrounding yourself with like-minded people who value financial wellness can keep you motivated, provide support, and help you grow. So, how do you find or create a community of people who are just as interested in personal finance as you are? Here are some practical ways to connect with financially minded friends.

Start with Online Communities

The internet is full of forums, groups, and communities dedicated to personal finance topics. Platforms like Reddit, Facebook, and Discord host groups where you can engage with others interested in saving money, investing in index funds like $VOO, or living a frugal lifestyle.

  • Reddit Communities: Subreddits like r/personalfinance, r/financialindependence, and r/frugal are great places to ask questions, share advice, and find support.
  • Facebook Groups: Many niche finance groups cater to different goals, such as budgeting challenges, FIRE (Financial Independence Retire Early), or investing basics.
  • Discord Servers: Real-time chats can help you build deeper connections with people on a similar financial journey.

Engaging in these spaces can not only provide knowledge but also introduce you to potential friends who share your financial mindset.



Attend Personal Finance Meetups

Look for local meetups or events where personal finance enthusiasts gather. Websites like Meetup.com, Eventbrite, or even your local library may host events focused on budgeting, investing, or financial literacy.

  • Join FIRE Meetups: Groups dedicated to FIRE (Financial Independence, Retire Early) often have passionate and goal-oriented members.
  • Workshops or Seminars: Many financial planners and educators hold in-person workshops on topics like homeownership, investing in ETFs, or reducing debt.

These gatherings provide a natural opportunity to connect with others who prioritize financial health.

Share Your Financial Goals

Sometimes, the easiest way to find financially minded friends is to share your own journey. By talking openly (but not oversharing) about your budgeting strategies, investment plans, or goals like owning your home instead of renting, you can spark conversations with those who have similar interests.

  • Share books, podcasts, or articles you’re reading with friends or coworkers.
  • Ask if others are saving for retirement, tracking their spending, or investing in $VOO.

By being open about your goals, you may inspire someone in your circle to prioritize their finances too.

Start Your Own Personal Finance Group

If you can’t find the right community, why not create one? Starting your own group can attract people who are looking for accountability, learning, and camaraderie.

  • Create a Monthly Money Club: Host regular meetups to discuss budgeting, savings strategies, and investing tips.
  • Set Challenges: Encourage members to save a specific amount in a month, lower their spending, or research new ways to invest.
  • Focus on Learning: Choose a topic like the benefits of $VOO, how to use Simplifi for budgeting, or the importance of having a high-yield savings account.

Building your own group can create an encouraging and collaborative space to improve your finances together.



Look for Finance-Oriented Social Media Creators

Social media platforms like Instagram, YouTube, and X are full of personal finance creators sharing actionable advice. Follow creators whose message resonates with you and engage with their followers.

  • Follow FIRE Bloggers and Creators: Many people document their financial independence journey, offering transparency, tips, and motivation.
  • Engage in the Comments: You can find others with similar goals by interacting with posts, sharing insights, or asking questions.

Platforms like these often foster communities around content creators, which can be a great place to find people on the same path.

Join Financial Workshops or Clubs at Work

Many workplaces offer financial wellness programs, workshops, or even informal clubs focused on retirement savings, debt management, or investing.

  • Ask HR: Check if your company offers finance seminars or Employee Resource Groups (ERGs) centered around financial wellness.
  • Start a Workplace Finance Club: Gather coworkers to share tips on saving, budgeting tools, or how to maximize employer benefits like 401(k) matching.

Combining financial education with workplace camaraderie can deepen connections and keep everyone accountable.

Volunteer for Financial Literacy Programs

If you’re passionate about personal finance, volunteering for financial literacy programs can connect you with others who share your interests.

  • Join nonprofits or organizations that teach budgeting and saving to underserved communities.
  • Mentor others who are just starting their financial journeys.

Not only will you build relationships with like-minded volunteers, but you’ll also reinforce your own financial habits by teaching others.

Focus on Quality, Not Quantity

Finding financially minded friends isn’t about creating a massive group—it’s about building meaningful connections with people who share your values. Even one or two friends who prioritize financial wellness can make a big difference.

  • Look for people who celebrate financial wins like paying off debt or hitting savings goals.
  • Surround yourself with those who encourage smart decisions, like living frugally or investing in index funds such as $VOO.

These relationships can help you stay disciplined and motivated as you work toward your financial goals.



Building Your Financial Community Is Worth It

Finding friends who share your financial mindset takes time, but it’s worth the effort. Whether you engage online, attend meetups, or start your own group, surrounding yourself with people who understand and support your goals can make the financial journey more enjoyable and sustainable.

By building your own personal finance community, you’ll have people to celebrate wins with, exchange tips, and stay motivated as you work toward financial independence. Remember, financial success doesn’t have to be a solo mission—find your people and grow together.