Who is Nicole Lapin?

Benjamin Franklin on a $100 bill

Nicole Lapin is a bestselling author, financial expert, and television personality who has become a go-to voice in the world of personal finance. Known for her relatable, no-nonsense advice, Lapin has helped countless readers—especially women—take control of their money through her books, public speaking, and media appearances.

Her story is a powerful example of how financial literacy can change a life. Lapin didn’t come from money. In fact, she has said in interviews that she grew up in a household where money wasn’t talked about. Like many Americans, she found herself thrown into the real world with little understanding of how to budget, save, or invest. What makes her unique is how she turned that lack of financial knowledge into a personal mission to learn everything she could—and then share what she learned.

Books by Nicole Lapin

Nicole Lapin is best known for her series of books that combine financial education with straightforward, sometimes cheeky, life advice. Her titles include:

  • Rich Bitch: A personal finance guide for women who want to take charge of their money without giving up their lattes. The book offers a 12-step plan for getting your financial life together—from budgeting and debt payoff to investing.
  • Boss Bitch: Focused on career and entrepreneurship, this book empowers readers to level up their work life, whether they’re climbing the corporate ladder or starting a business.
  • Becoming Super Woman: A candid look at burnout and balance, this book dives into the mental health side of success, encouraging readers to prioritize self-care while still achieving their goals.
  • Miss Independent: This is her most investment-focused book to date, aimed at helping women build wealth through smart investing, even if they’re starting from scratch.

Each book is conversational, highly readable, and packed with actionable advice. They are often recommended for readers who are just beginning to get curious about how money works and want a guide who doesn’t make things intimidating.

What Makes Her Approach Different

Nicole Lapin’s voice stands out in the personal finance world because she speaks like a friend—not a financial advisor. Her advice isn’t weighed down by jargon, and she often focuses on the psychological side of money: why we spend the way we do, how emotions affect our financial choices, and how mindset shifts can lead to better outcomes.

For example, in Rich Bitch, she breaks down how to build a spending plan (her preferred term over “budget”) that reflects your actual lifestyle. It’s not about restriction, it’s about awareness—and that aligns closely with the values we encourage, like using budgeting apps to stay connected to your financial reality without feeling punished.

Should You Read Nicole Lapin’s Books?

If you’re early in your financial journey, especially if you’ve ever felt overwhelmed by terms like “compound interest” or “mutual funds,” Nicole Lapin’s books are a great place to start. They cover the basics of money management while also encouraging long-term habits like saving in a high-yield account, setting up automatic investments in an S&P 500 index fund, and cutting unnecessary spending.

Her work is especially helpful if you’re looking to:

Final Thoughts

Nicole Lapin is more than just a financial author—she’s a mentor for a generation of readers who want to understand money without being bored or overwhelmed. Her approachable style, practical tools, and honest storytelling make her books a solid addition to any personal finance library.

Whether you’re trying to break the cycle of living paycheck to paycheck or looking to invest your first $100, reading authors like Lapin is one of the smartest ways to learn about money. Combine her guidance with consistent habits—like tracking expenses, investing in low-cost index funds, and building a savings cushion—and you’re well on your way to financial independence.