Home
Winchell House homepage
Book Reviews
Books about money
Articles
Articles about money
Glossary
Definitions of personal finance commonly used terms used
More
Podcast
Videos
Videos about money
About
Contact
Contact us here at Winchell House
Archive
Winchell House post archive
Articles
Search
Search
Why the PE Ratio Matters More Than the Stock Price
In
Articles
Leave Your Investments Alone to Grow
In
Articles
What is an Amortization Calculator and How Can It Help You Decide Between Renting and Owning?
In
Articles
Why Long Term Loans Can Cost You Far More Than You Think
In
Articles
What’s the Difference Between Economics and Finance?
In
Articles
Why Compound Interest Is Hard to Understand
In
Articles
Are Free Dental Cleanings a Scam?
In
Articles
What are the key metrics value investors should focus on when reviewing an income statement?
In
Articles
What are Intangible Assets?
In
Articles
What Are the Key Metrics Value Investors Should Focus on When Reviewing a Balance Sheet?
In
Articles
Why Is Media Literacy Important to Understand as an Investor?
In
Articles
Feeling Bearish on the United States? Buy VXUS to Diversify Your US Portfolio
In
Articles
How Does the Corporate Tax Rate Affect Your Stock Investments?
In
Articles
What Does It Mean to Be Financially Literate?
In
Articles
How to Create a 529 Savings Plan
In
Articles
What Do You Even Do?
In
Articles
What Does It Mean for a Business to Have a Large Competitive Moat?
In
Articles
Warren Buffett’s Educational Cartoon: Secret Millionaire’s Club
In
Articles
,
Videos
Selling Overvalued Stocks: Insights from Warren Buffett and Peter Lynch
In
Articles
Strategies to Keep Emotions Out of Your Investment Decisions
In
Articles
What Does the Jobs Report Tell Us About Our Economy?
In
Articles
The Psychology of Shopping Addictions
In
Articles
What Does It Mean to Be the Executor of a Will?
In
Articles
How to Create an Emergency Fund While Being a College Student
In
Articles
What’s the Difference Between Institutional Investors and Retail Investors?
In
Articles
The Welfare Trap: Understanding and Overcoming Financial Dependence
In
Articles
Is It Really Possible to Get Paid for Doing Online Surveys?
In
Articles
Tax Implications and Penalties of 401(k) Withdrawals
In
Articles
Credit Suisse: What Went Wrong with the Global Investment Bank?
In
Articles
The Dot-com Bubble: What It Was and Why It Matters
In
Articles
What to Do When You Finally Hit Your FI Number
In
Articles
How to Invest While Working a Minimum Wage Job
In
Articles
How to Find a Reputable Tax Advisor in Your Area
In
Articles
How to Create a Personal Finance Blog That Will Generate Income
In
Articles
How to Handle a Large Cash Inheritance
In
Articles
Gaming on a Budget: Enjoying Your Hobby Without Breaking the Bank
In
Articles
Why You Should Be Recording Your Net Worth Every Month
In
Articles
Giving Your Children the Financial Future You Always Wanted
In
Articles
Does It Make Sense to Get Dental Insurance?
In
Articles
Learning to Spend Again
In
Articles
What Happens to Treasury Bills if the US Government Defaults?
In
Articles
What is Earnings Contraction?
In
Articles
Does Rent Ever Go Down?
In
Articles
Should You Consolidate Your 401k Plans?
In
Articles
Can the Average American Afford a Home?
In
Articles
Use This Script to Lower Your Utility Bills
In
Articles
How to Protect Your Social Security Number
In
Articles
Side Hustles for People Over 40: Earning Extra Income in Your Golden Years
In
Articles
Join the Winchell House Subreddit
In
Articles
Want to Invest in Apple, Nvidia, Microsoft, and Palantir? Buy VGT Instead
In
Articles
Understanding the Cost of Food Delivery
In
Articles
Lyn Alden’s Investment Strategy
In
Articles
What Is the Difference Between Compound Interest and Simple Interest?
In
Articles
Buying a Home When Interest Rates Are High: What You Need to Know
In
Articles
What Should You Do If You’re Unable to Make an Upcoming Car Payment?
In
Articles
How to Roll Over Your 401(k) to Another Account
In
Articles
What Should You Do When You or Your Partner Lose Their Job Unexpectedly?
In
Articles
A Beginner’s Guide to Mr. Money Mustache’s Top Money-Saving Tips
In
Articles
The Mustachian Way vs. Traditional Financial Planning
In
Articles
Tax Deductions: Expenses That Reduce Taxable Income
In
Articles
Understanding Capital Gains Tax: How to Minimize Your Tax Burden
In
Articles
Understanding Tax Credits: A Guide to Saving Money on Your Taxes
In
Articles
Overspending on Your Wedding May Lead to Divorce
In
Articles
What Should You Do When the Stock Market Is Crashing?
In
Articles
What’s the CRSP U.S. Large Cap Index?
In
Articles
Why the S&P 500 Outshines Individual Stocks Like NVIDIA for Long-Term Investors
In
Articles
Who was Milton Friedman?
In
Articles
The Rise of Fintech: How Technology is Changing the Financial Industry
In
Articles
Debt Snowball vs. Debt Avalanche: Which Method is Best for You?
In
Articles
How to Create a Budget That Accounts for Credit Card Debt
In
Articles
Thrifting is Good For Your Wallet and The Planet
In
Articles
How Cannabis Affects Your Budget: Tips for Smokers
In
Articles
Penny Stocks Aren’t Cheap: Why Low Price Doesn’t Mean High Value
In
Articles
The Downsides of Investing in Real Estate
In
Articles
How to Avoid Paying Private Mortgage Insurance (PMI)
In
Articles
Why You Should Use a Credit Card Instead of Cash
In
Articles
How to Get Your First Credit Card
In
Articles
Who is Matthew Desmond?
In
Articles
When Is It a Good Idea to Refinance Your Mortgage?
In
Articles
Barbell Investment Strategy
In
Articles
What Are the Pros and Cons of the 60/40 Portfolio?
In
Articles
What Are the Pros and Cons of Warren Buffett’s 90/10 Strategy?
In
Articles
Life After Achieving Financial Independence
In
Articles
How to Avoid the “I’ll Save Later” Trap
In
Articles
Why You Shouldn’t Check Your Stock Portfolio
In
Articles
What Are Some Good Ways to Handle Financial Stress Emotionally?
In
Articles
Which Credit Card Is the Best for Groceries?
In
Articles
Trending Financial Independence Books
In
Articles
How to Find a Reputable Financial Advisor in Your Area
In
Articles
How to Avoid Buyer’s Remorse After Making a Big Purchase
In
Articles
How to Choose a Mortgage Lender When Buying Your First Home
In
Articles
How to Save Money for an Upcoming Concert
In
Articles
Why Are Auto and Home Insurance Costs Rising?
In
Articles
How Can I Lower My Phone Bill?
In
Articles
Save Money on Gas: Practical Tips for Frugal Living
In
Articles
What Health Expenses Should You Expect as You Age?
In
Articles
What’s the Difference Between Treasury Bills and Bonds?
In
Articles
How to Ladder Treasury Bills for Steady Returns
In
Articles
Why Treasury Bills Are Gaining Popularity Among Millennials and Gen Z
In
Articles
The Great Depression: Lessons in Personal Finance
In
Articles
The Great Recession: Lessons for Personal Finance and Emergency Funds
In
Articles
Why Are Eggs So Expensive Now?
In
Articles
The True Cost of Owning a Pet And How to Save
In
Articles
JL Collins on FU Money vs. FI Money
In
Articles
,
Videos
How to Financially Plan for a Career Gap or Sabbatical
In
Articles
Early Retirement in HCOL Areas: Is It Possible?
In
Articles
Why Tesla Is a Bad Investment
In
Articles
The Best Energy-Efficient Upgrades for a 1950s Home
In
Articles
How to Budget for Home Maintenance And Avoid Surprises
In
Articles
The Case for Driving Your Car Into the Ground Before Buying a New One
In
Articles
Should You Pay Off Your Mortgage Early? Pros and Cons
In
Articles
What Happens to Your Investments in a Recession?
In
Articles
How to Start Investing in Your 40s Even if You’ve Never Saved a Dime
In
Articles
Target-Date Funds vs. ETFs: Which Is Right for Beginners?
In
Articles
How to Budget for Seasonal Expenses Like Holidays or Back-to-School
In
Articles
Trying to Time the Market vs. Buying and Holding the S&P 500
In
Articles
Why the S&P 500 Outshines Gold and Silver
In
Articles
How Will Quantum Technology Impact Cryptocurrencies Like Bitcoin?
In
Articles
What Are Some College Degrees That’ll Help Me Get a Lucrative Career Without a Ton of Student Loan Debt?
In
Articles
Introducing the Winchell House Podcast
In
Articles
How Can I Talk to My Parents About Their Mismanaged Personal Finances?
In
Articles
How to Figure Out How Much Social Security You’ll Receive in Retirement
In
Articles
What Exactly Is Taxable Income?
In
Articles
What’s the Difference Between the DJIA, the S&P 500, and the NASDAQ?
In
Articles
Good Debt vs. Bad Debt: How Much Bad Debt Is OK?
In
Articles
Understanding Your FICO Score: What It Is and Why It Matters
In
Articles
How to Freeze and Unfreeze Your Credit with All The Bureaus
In
Articles
How to Protect Your Credit Score After Rebuilding It
In
Articles
Is Renting a Waste of Money in 2025?
In
Articles
How to Find Financially Minded Friends and Build Your Personal Finance Community
In
Articles
The Benefits of Using Automatic Payments for Saving, Paying Off Debt, and Investing
In
Articles
How Millennials Can Be Frugal to Pay Off Expensive Student Loan and Credit Card Debt Faster
In
Articles
Step-by-Step Guide to Building Your First $10K Emergency Fund
In
Articles
How to Pay Off Debt Without Feeling Broke
In
Articles
How to Start Investing in Index Funds for Beginners
In
Articles
Beware of IRS Scams This Tax Season
In
Articles
Universal Guidelines to Achieve Financial Independence
In
Articles
Save Money on Home Utility Costs Without Sacrificing Comfort
In
Articles
How You Can Still Go on Amazing Vacations While Staying Within Your Budget
In
Articles
The Path to Financial Independence May Be a Lonely One, But It’s Worth It
In
Articles
Vanguard Announces Their Largest Fee Cut
In
Articles
How to Invest New Cash: Lump Sum vs. Dollar Cost Averaging
In
Articles
Why Short Term Treasury Bills Are a Better Option Than a High Yield Savings Account
In
Articles
Which Products Will Be More Expensive Because of Trump’s Tariffs?
In
Articles
Thoughtful Valentine’s Day Gifts on a Budget
In
Articles
How to Check the Results of the Most Recent Treasury Auctions
In
Articles
Free Alternatives to Streaming Services Like Netflix, HBO Max, and Spotify
In
Articles
Libraries Are a Frugal Person’s Best Friend
In
Articles
The Hidden Costs of Sports Betting: A Personal Finance Perspective
In
Articles
The Rise of Financial Influencers: Bad Advice Wrapped in Clickbait
In
Articles
Why Investing in Your Health Early is a Smart Financial Decision
In
Articles
You Can Still Dine Out Regularly Just as Long as You Budget for It
In
Articles
What It Means to Be a Fiduciary and How to Find One to Manage Your Money
In
Articles
What Are the Benefits of Donating Money to Charities?
In
Articles
How Do Presidents Affect the Stock Market?
In
Articles
Understanding How Tax Brackets Work in 2025
In
Articles
How to Save Money Using Tax-Advantaged Accounts
In
Articles
Understanding Pump-and-Dump Schemes: How to Protect Your Money
In
Articles
You Don’t Need a Degree in Finance to be Wealthy
In
Articles
How to Talk to Your Friends and Family About Their Spending Habits
In
Articles
Financial Planning for Freelancers: Managing Uncertainty
In
Articles
The Hidden Costs of Living Paycheck to Paycheck
In
Articles
How Your Financial Decisions Influence Your Children’s Understanding of Money
In
Articles
Who is Ramit Sethi?
In
Articles
Slowly Compounding Your Money Is a Surefire Way to Build Wealth
In
Articles
What to Look for When Considering a Personal Loan
In
Articles
How to Make Your Personal Finances Antifragile
In
Articles
Why You Should Have a Will Even If You’re Young and Healthy
In
Articles
Pros and Cons of Buy Now, Pay Later Programs
In
Articles
Low-Effort, Fully Online Ways to Earn an Extra $500 a Month
In
Articles
Six Figure Jobs That Don’t Require a College Degree
In
Articles
The 6 Must Read Personal Finance Books for 2025
In
Articles
Building Wealth with Small Savings and Smart Investing
In
Articles
Doing What’s Best for Your Future Self, Now
In
Articles
Why the S&P 500 is A Better Investment Than Bitcoin
In
Articles
What’s the Most Amount of Money You Can Put into Your 401(k) in 2025?
In
Articles
Starting the New Year with a Budget to Achieve Your Financial Goals in 2025
In
Articles
How to Create an Annual Budget for 2025
In
Articles
Proven Ways to Save Money and Build Wealth
In
Articles
Building a Strong Credit Score: A Step-by-Step Guide
In
Articles
Is it Better to Save or Pay Off Credit Card Debt?
In
Articles
How to Set Realistic Financial Goals
In
Articles
Using Simplifi to Monitor Your Spending
In
Articles
Most Popular Budgeting Apps to Manage Your Finances
In
Articles
The Benefits of Using a Credit Card Wisely
In
Articles
The Brief History of Money
In
Articles
How You Can Make Saving Money a Fun Game
In
Articles
Understanding Passive vs. Active Investing
In
Articles
How to Build a Budget That Actually Works for You
In
Articles
Discussing Savings Goals with Your Partner
In
Articles
The Ultimate Guide to Emergency Funds: Why You Need One and How to Build It
In
Articles
Proven Side Hustles That Aren’t a Waste of Time
In
Articles
Saving Money While Holiday Shopping
In
Articles
You Should Have A High-Yield Savings Account by Now
In
Articles
What is Quantum Computing?
In
Articles
How the Fed Chairman and the Treasury Secretary Work Together
In
Articles
Is The Fed Part of The Government?
In
Articles
How to Invest with as Little as $100
In
Articles
Fraud Protection Tips
In
Articles
How to Spot Greenwashing
In
Articles
How to Improve Your Credit Score
In
Articles
Debt Consolidation Loans: Are They Worth It?
In
Articles
How to Budget on a Low Income
In
Articles
Bear Markets vs. Bull Markets
In
Articles
How to Save Money on Groceries
In
Articles
What is Social Media?
In
Articles
High Rate vs. Investment Rate: What’s the Difference?
In
Articles
How to Calculate Your Savings Rate
In
Articles
VOO vs VTI
In
Articles
How To Buy Treasury Bills
In
Articles
Buy A House or Invest?
In
Articles
The Secret to Wealth is Luck
In
Articles
Personal Finance is Personal
In
Articles
Money Wanted: Presence Not Required
In
Articles
Quietly Compounding Your Money
In
Articles
Is It Too Late for Me To Retire?
In
Articles
Why It’s Hard for Americans to Retire
In
Articles
3% Rule vs. 4% Rule
In
Articles
New York Times Talks FIRE
In
Articles
How To Become Wealthy in Three Simple Steps
In
Articles
Charlie Munger: The Architect of Berkshire Hathaway
In
Articles
See all
book reviews
and
articles
Subscribe
Subscribed
Winchell House
Sign me up
Already have a WordPress.com account?
Log in now.
Winchell House
Subscribe
Subscribed
Sign up
Log in
Report this content
View site in Reader
Manage subscriptions
Collapse this bar